Published 7 months ago

Have a question about this presentation?

Recent Reviews

Read what real customers are saying about Troy Root. Powered by

"I always had a great experience"


– Efrain L

"Troy and his support staff did a great job on our refi, and made what some might make overly complicated...a very simple process."


– Scott E

"Troy made the process very easy, kept me informed & up to date at all times and was incredibly knowledgeable. He was a true professional."


– Lawrence L

"Troy is very involved in the process and knows what you need to get through the process. Always pleasant to work with!"


– James K

"True professionalism and good knowledge of the construction loan process. Fun and easy environment at office. Just good people that want to see their clients succeed."


– Henry G

"He went that extra mile to make sure everything worked out."


– Linda S

"Troy made this experience great by being thoughtful to our needs, respectful to our views, and honorable gaining and keeping our trust. He is trustworthy and honest with every step in the process. He doesn’t sit in an office somewhere dodging bullets all day....he faces situations face to face. He is rare in today’s market."


– Louis D

"Returning back to Troy this year for our cash out refi was the best decision! I worked with him 10 years ago when I purchased my first home. I remember it being such a stressful situation for me then but Troy was extremely helpful and communicated with me daily. This time around, it was a breeze! He has all the knowledge and tools to help with my mortgage decision making and the process was effortless. Highly recommend him for your mortgage needs!!"


– Anita M

"Fast and always willing to help out."


– Cody J

National Rate Averages

Calculated from actual locked rates from consumers nationwide. Powered by .

Conv. 15-Year Fixed



Conv. 30-Year Fixed



FHA 30-Year Fixed



Jumbo 30-Year Fixed



Average interest rate values are calculated from actual locked rates with consumers across more than 30% of all mortgage transactions closed nationwide. For more information on how these indices are calculated, read more.

Fill out the contact form below to get started.

Fill out the form below to get started.

Together we can figure out what your best options are.

Let's discuss what your options are.

Mid Valley Financial, CA BRE#01206057, NMLS ID#219418. Mid Valley Financial is an Equal Housing Lender. Products and services only available in California. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. Other restrictions and limitations apply. The content here does not substitute for professional legal, securities, tax or accounting advice. This is not a commitment to lend. Terms, conditions, and programs are subject to change without notice.

This is not a commitment to lend. Program restrictions apply. Mid Valley Financial offers many loan products. Mid Valley Financial headquartered at 7644 N. Palm Avenue Fresno, CA 93711. (559)432-8221 Company NMLS# 219418 ( Mid Valley Financial is licensed to conduct business in California via Department of Real Estate License#01206057.
This information is accurate as of April 1, 2021. © 2021 Mid Valley Financial All Rights Reserved.

© 2021 Lender Launchpad. This is not a Government website. Lender Launchpad and its products are not endorsed by the Department of Veterans Affairs or the US Department of Housing and Urban Development. The content on this site is for educational purposes only and is not an advertisement for a product or an offer to lend. If you have questions about the loan officers featured within our lender directory, please visit the Nationwide Mortgage Licensing System & Directory for more information and to check their licensing status at