Current Home Refinance Options

Published 7 months ago

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Christopher H.
Verified

"Troy was helpful and was able to explain everything to me in terms that were easy to understand"

5.0

Ian M.
Verified

"Troy was excellent to work with and made it easy to refinance our home. He knew how to efficiently and quickly move the paperwork through and did a lot of leg work to make it trouble-free as possible. An ethical financial individual who works with you to achieve the best possible outcome and makes the whole financing process simple."

5.0

Jimmyduvet

Very knowledgeable on the loan/refinance process and access to multiple lenders ...

"Very knowledgeable on the loan/refinance process and access to multiple lenders to shop for the best rate. Has software on his iPad so that he can input data and adjust proposals on the spot if necessary."

5.0

Charlotte913

He truly loves his job and his clients.

"Troy Root is the absolute BEST at what he does. He goes beyond the standards for helping his customers. He helped us sell our property in Oakhurst CA and the purchase of our new home in a new city. I can't imagine ever working with anyone except Troy. He truly loves his job and his clients. I recommend him to everyone I know."

5.0

Mikegore1965

He was a wonderful consultant and extremely knowledgeable in the many different ...

"Troy kept us up to date with each stage of the loan process. He was a wonderful consultant and extremely knowledgeable in the many different facets and option of which loans where the most favorable for us. We settled on a VA Loan, which closed in less time than was anticipated."

5.0

Chapchip2

This was my first experience with Troy and his firm.

"From the very beginning Troy Root was simply outstanding. This was my first experience with Troy and his firm. He was timely, anticipated what questions that I would ask and had the answers and more importantly explained them in layman's language so I did not feel intimidated. I would certainly use Troy and the firm again and have recommended both to other friends that are going through the real estate cycle at this time. Job well done!!"

5.0

Michael D.

"I worked with Troy Root and he was AWESOME!!! He worked overtime helping me get from pre-approval through close in less than 4 weeks. I highly recommend him for his knowledge, his professionalism, and his temperament!!!"

5.0

Michael D.

"I worked with Troy from the end of July til early September, 2017. He helped me buy my first house in over 20 years from scratch. From "Hi Troy, this is Michael Davis", to close was just over 1 month. Troy was always on top of everything, and always more than willing to walk me through each step of the complicated loan process, explaining everything in a clear, easy to understand way. He stayed in daily touch with both the seller's and my real estate agents and had a good rapport with both so the whole thing went very smoothly. Troy gave great advice and his experience was invaluable! Thanks for making this major life change as stress free as possible Troy, you're the BEST!!!"

5.0

Jay P.

"Troy Root and his team at Mid Valley are professional and on top of it. Simple stress free process, very informative and always reachable, which is good because I had a million questions. I highly recommend Troy Root to get you into your new home."

5.0

Javier P.

"It was simple. Troy and his team were on top of it as they were very informative and helpful. Troy is quick to respond any questions during escrow and professional. I already referred friends, coworkers and family to Troy."

5.0

Mary A.

"Buying and selling a home at the same time can become a little complicated, so my mortgage broker connected me to someone he says was the best fit for us. I received a call from Troy Root from Mid Valley Mtg and my broker was right, the connection was there. Troy became our mortgage advisor on our recent home purchase and sale of our other home. Troy was so dedicated to us and to our mortgage needs. He ensured us exceptional service before, during, and even after the mortgage process. Because of our work schedule Troy came to us instead of us going to him. I feel that he went above and beyond to help us make our home purchase and closing process run smoothly and quickly to close concurrently with our home sale in Clovis. Troy always kept us in the loop from day one and throughout the process. We had a great experience because we had a great advisor. Thank you Troy. We are enjoying our new home!"

5.0

Netanii J.

"Troy Root is Top-notch!!! He went out of his way for me to make sure my home buying process was as stress-free as possible. Highly Recommend!"

5.0

Carol C.

"My experience with Troy and Angela Was exceptional ,I will continue to recommend them to Anyone in need Of their services"

5.0

Maria M.

"troy is always fast on my needs to any problem he is great ... i will never go anywhere else hes honest"

5.0

Jimmy C.

"They were extremely helpful, quick, and guided us thru the process. Thank you Mid Valley!"

5.0

Larry H.
Verified

"Troy was great at getting back to us in a timely manner. He was great at answering our questions & if he didn't know rt then he'd research it & get back to us."

5.0

Rose G.
Verified

"Troy helped us with explaining options we did not know we had. We closed escrow faster than anticipated and we will use Troy for future investments."

5.0

Phillip H.
Verified

"Troy did a great job and we were quite happy with how everything turned out."

4.8

Lorene P.

"Being a first time home buyer is very nerve wracking to begin with. Troy Root made the whole process very comforting and much easier to endure. He answered all my questions and with his obvious experience and professionalism made me feel at ease."

5.0

Tom N.

"Troy Root went above and beyond in helping with financing. I had a somewhat complicated issue involving a 1031 exchange and was looking for some options with my situation. Troy was able to give me several options from private money to conventional loan. We were able to work through my issues and secure the home we were purchasing. Thanks Troy"

5.0

National Rate Averages

Calculated from actual locked rates from consumers nationwide. Powered by .

Conv. 15-Year Fixed

2.398%

-0.031

Conv. 30-Year Fixed

3.122%

-0.008

FHA 30-Year Fixed

3.198%

-0.022

Jumbo 30-Year Fixed

3.068%

-0.019

Average interest rate values are calculated from actual locked rates with consumers across more than 30% of all mortgage transactions closed nationwide. For more information on how these indices are calculated, read more.

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Mid Valley Financial, CA BRE#01206057, NMLS ID#219418. Mid Valley Financial is an Equal Housing Lender. Products and services only available in California. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. Other restrictions and limitations apply. The content here does not substitute for professional legal, securities, tax or accounting advice. This is not a commitment to lend. Terms, conditions, and programs are subject to change without notice.

This is not a commitment to lend. Program restrictions apply. Mid Valley Financial offers many loan products. Mid Valley Financial headquartered at 7644 N. Palm Avenue Fresno, CA 93711. (559)432-8221 Company NMLS# 219418 (www.nmlsconsumeraccess.org). Mid Valley Financial is licensed to conduct business in California via Department of Real Estate License#01206057.
This information is accurate as of April 1, 2021. © 2021 Mid Valley Financial All Rights Reserved.

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