Mortgage Review

Published 1 month ago

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Recent Reviews

Read what real customers are saying about Troy Root. Powered by

"True professionalism and good knowledge of the construction loan process. Fun and easy environment at office. Just good people that want to see their clients succeed."


– Henry G

"He went that extra mile to make sure everything worked out."


– Linda S

"Troy made this experience great by being thoughtful to our needs, respectful to our views, and honorable gaining and keeping our trust. He is trustworthy and honest with every step in the process. He doesn’t sit in an office somewhere dodging bullets all day....he faces situations face to face. He is rare in today’s market."


– Louis D

"Returning back to Troy this year for our cash out refi was the best decision! I worked with him 10 years ago when I purchased my first home. I remember it being such a stressful situation for me then but Troy was extremely helpful and communicated with me daily. This time around, it was a breeze! He has all the knowledge and tools to help with my mortgage decision making and the process was effortless. Highly recommend him for your mortgage needs!!"


– Anita M

"Fast and always willing to help out."


– Cody J

"great doing business with you. Thanks"


– Gerald D

"Troy is a professional with a wealth of knowledge and information that makes any financial transaction very easy and painless"


– John F

"Thank you Troy for your patience with us, your constant communication and perseverance with our refinance! The Bishels"


– Deirdre R

"Troy was very informative and always ensured to keep up to date throughout the entire process. Troy had my best interest from the start and always provided pros/cons to any scenario that arose. Troy also was very flexible in working around my busy work schedule and made himself available to me after his general business hours! Deeply appreciate everything he has done during this refi process!"


– Marcos J

National Rate Averages

Calculated from actual locked rates from consumers nationwide. Powered by .

Conv. 15-Year Fixed



Conv. 30-Year Fixed



FHA 30-Year Fixed



Jumbo 30-Year Fixed



Average interest rate values are calculated from actual locked rates with consumers across more than 30% of all mortgage transactions closed nationwide. For more information on how these indices are calculated, read more.

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Mid Valley Financial, CA BRE#01206057, NMLS ID#219418. Mid Valley Financial is an Equal Housing Lender. Products and services only available
in California. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change
and are subject to borrower(s) qualification. Other restrictions and limitations apply. The content here does not substitute for professional legal, securities, tax or accounting advice. This is not a commitment to lend. Terms, conditions, and programs are subject to change without notice.

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